Lazy.
Just plain lazy.
I already have my phone in hand in shops - shopping lists, reminders or even plain taking my mind off the shelves so I won’t buy unnecessary shit. Then I get to checkout and…my phone is already in hand. Just boop it and done. No need to dig out wallet from pocket and then dig out card from wallet.
Please, please do act on google too. Didn’t knew about YT thing, but god I loved Spartan Edge. It was soo…resource unintensive. It…simply did it job, was quick, low resource, looked good… :( I switched to it from chrome and then it became chrome.