They will demand payment in cryptocurrency, usually bitcoin, which is untraceable. There’s no guarantee that they will really keep their word; since it’s completely anonymous, there’s nothing you can do. If you get infected, you just have to accept that your files are gone. The best thing you can do is backup while you still can.
Quora (https://www.quora.com) is marketed as “A place to share knowledge and better understand the world”… You can ask questions and get them answered by experts, or you can find questions already answered by experts…
Zorin OS has Windows App Support… You can run .exe and .msi on it…